Security measures such as the use of one-time passwords and phone-based user
authentication — considered among the most robust forms of IT defenses — are
no longer enough to protect online banking systems against fraud, a Gartner Inc.
report warns.

Cybercriminals are using increasingly sophisticated tactics to outmaneuver
security systems so they can steal customers’ log-in credentials and pillage
their bank accounts , according to Gartner analyst Avivah Litan, who wrote the

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